When severe weather hits, it can leave behind more than just visible damage—it often brings stress, confusion, and pressure to make quick decisions. Unfortunately, those quick choices can lead to costly mistakes. At Grand Rising Exteriors, we’ve helped countless Kentucky homeowners recover from storm damage the right way. To help you avoid the pitfalls, here are the top five mistakes homeowners make after a storm—and how to steer clear of them.
1. Skipping Proper Documentation
One of the biggest mistakes homeowners make is failing to document the damage immediately. Photos and videos are your best defense when filing an insurance claim. Skipping this step can lead to disputes, reduced claim payouts, or even denials.
✅ Pro Tip: Take clear photos from multiple angles—roof, siding, gutters, and interior leaks—and include timestamps. Store them digitally for easy access by your contractor and insurance adjuster.
2. Waiting Too Long to Act
Time is critical after a storm. The longer you wait, the more likely minor damage (like lifted shingles or small leaks) will worsen, causing rot, mold, or structural deterioration.
✅ Pro Tip: Schedule a professional roof and exterior inspection as soon as possible—ideally within 24–48 hours. Many insurance companies also require prompt reporting to remain eligible for coverage.
3. Hiring Uninsured or Unqualified Contractors
In the chaos after a storm, “Chuck-in-a-truck” contractors often flood neighborhoods offering cheap fixes. Hiring someone without proper insurance, licensing, or credentials puts you at serious risk if something goes wrong.
✅ Pro Tip: Always verify that your contractor carries general liability and workers’ compensation insurance, and check their local reputation. Reputable companies, like Grand Rising Exteriors, provide proof of coverage and references upfront.
4. Ignoring Hidden Damage
Hail and wind damage aren’t always obvious. Granule loss on shingles, loose flashing, or punctured underlayment can lead to leaks weeks—or even months—later.
✅ Pro Tip: Ask for a comprehensive inspection that includes the roof, siding, gutters, and attic. A qualified contractor can identify damage not visible from the ground and help you document it properly for your claim.
5. Handling the Insurance Process Alone
Filing an insurance claim can be overwhelming. Many homeowners accept the initial settlement without realizing it may not cover the full scope of repairs.
✅ Pro Tip: Work with a contractor experienced in insurance restoration who can communicate directly with your adjuster, provide detailed documentation, and ensure the claim reflects all necessary work and materials.
Avoid the Mistakes—Restore with Confidence
After storm damage, every decision matters. Partnering with a trusted, licensed, and insured restoration contractor ensures your home is repaired correctly, your claim is handled properly, and your investment is protected.
💜 Grand Rising Exteriors specializes in insurance restoration, roofing, siding, and gutter replacement. We’re here to guide you through every step—from inspection to completion—with honesty, expertise, and integrity.
